Skane Wilcox is called upon regularly to provide coverage opinions, prepare reservation of rights and /or denial letters on behalf of insurance clients.  Our attorneys have extensive experience analyzing, evaluating and providing advice regarding insurance issues under first and third party, primary and excess policies of all kinds.  We also represent insurers in contribution and declaratory relief actions.  Further, Skane Wilcox consults with, and reviews, claims handling practices and procedures of insurance companies and participates in the drafting of policy forms and endorsements.

Recent Result from our Attorneys

*** A developer sued its primary insurer for bad faith.  The primary insurer, attempting to spread its liability exposure, sued approximately 25 of the subcontractors’ insurers.  The primary insurer alleged the subcontractors’ insurers owed a defense and indemnity to the developer through their additional insured endorsements.  Although the court held an expansive point of view on the duty to defend, our attorneys persuaded the court that a timing mechanism in its insurer-client's additional insured endorsement precluded coverage for the developer and thereby developer's insurer could not seek contribution from their insurer-client.  The disagreement between the parties concerned the ongoing operations language in the additional insured endorsement.  The court granted our insurer-client’s motion for summary judgment and awarded costs.